EPF Calculator


The EPF calculator enables you to determine how much you can withdraw from your EPF account for investment.
(Enter only numbers in the boxes. Commas and the % character are not allowed. Numbers entered must be greater than zero.)

Amount in your Account 1
Your Age    


   
The amount that can be invested is (RM)

Required Basic Savings In Account 1

Age (Years) Basic Savings (RM) Age (Years) Basic Savings (RM)
18    2,000 37     68,000
19    4,000 38     74,000
20    6,000 39     80,000
21    8,000 40     86,000
22    10,000 41     93,000
23  13,000 42     101,000
24
 15,000 43   108,000
25  18,000 44   116,000
26  21,000 45   125,000
27  24,000 46   134,000
28  27,000 47   144,000
29  31,000 48   154,000
30  35,000 49   164,000
31  39,000 50   175,000
32  43,000 51   187,000
33  47,000 52   199,000
34  52,000 53   212,000
35  57,000 54   226,000
36  62,000 55*   240,000

* For those who are 55 years old and have passed their 55th birthday are not eligible to invest using EPF savings.

WITHDRAWAL AMOUNT ELIGIBILITY
Members may withdraw their savings under the following conditions:

 •  30% from the members' savings in excess of the Basic Savings amount in Account 1
 •  The minimum amount for Members Investment Option is RM1,000.00
 •  The maximum amount must not exceed 30% of the savings in excess of Basic Savings
 •  Formula: (Account 1 - Basic Savings) x 30%

Estimated amount is just a guide as to how much is eligible for investment withdrawal. The actual amount can be obtained from the nearest EPF counters.

 
NOTIS PENTING – SKIM PELABURAN AHLI KUMPULAN WANG SIMPANAN PEKERJA (KWSP)

Adalah dimaklumkan bahawa, menurut Garis Panduan Institusi Pengurusan Dana Skim Pelaburan Ahli Kumpulan Wang Simpanan Pekerja (dikemaskini pada 20 Jun 2013), Bahagian 14.0:
 
(a)  KWSP akan melepaskan kawalan ke atas pelaburan Ahli KWSP di IPD apabila:
        i)       Ahli KWSP mencapai umur 55 tahun; atau
        ii)       Ahli KWSP meninggal dunia dan waris membuat pengeluaran kematian; atau
        iii)       Ahli KWSP mengeluarkan simpanan di bawah pengeluaran meninggalkan negara; atau
        iv)       Ahli KWSP mengeluarkan simpanan kerana hilang upaya untuk bekerja; atau
        v)       Ahli KWSP mengeluarkan simpanan di bawah pengeluaran pekerja berpencen dan pengeluaran pesara pilihan.

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IMPORTANT NOTICE – EPF MEMBERS INVESTMENT SCHEME (EPF-MIS)

Please be informed that according to the Garis Panduan Institusi Pengurusan Dana Skim Pelaburan Ahli Kumpulan Wang Simpanan Pekerja (updated on 20 June 2013), Part 14.0:

 
(a)  EPF shall release its control on the members’ investments in the fund management institutions upon: 
        i)       The EPF member reaches age 55; or
        ii)       The demise of the EPF member and his/her beneficiary claims the monies; or
        iii)       The EPF member withdraws monies for the purpose of leaving the country; or
        iv)       The EPF member withdraws monies due to permanent disability; or
        v)       The EPF member withdraws monies under the pension scheme or the optional retirement scheme.

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