Retirement Financial Planner

RETIREMENT NEEDS
Expected number of retirement years    
Years to retirement    
Desired annual retirement income (RM)    
Amount to be left to estate (RM)    
Expected average annual inflation rate %    
       
FUNDING FOR RETIREMENT
Value of current retirement assets (RM)    
Expected rate of return on retirement assets: pre-retirement (a) %    
Current monthly savings for retirement e.g. EPF (RM)    
Expected rate of return on monthly savings: pre-retirement [leave blank if same as (a)] %    
Expected rate of return on all retirement assets/savings: post-retirement %    
      RM
       
Future value of annual income needed upon commencement of retirement    
Funds needed upon retirement (A)    
Less: Future value of current funding for retirement (B)    
RETIREMENT FUNDING GAP [(A)-(B)]    
       
AMOUNT NEEDED FOR RETIREMENT:
       
Option 1: Lump sum investment    
Option 2: Regular (monthly) investment      
Add: Present monthly retirement savings    
Additional monthly investment    
Total monthly savings needed